Blackjack Insurance Vs Surrender

  1. Blackjack Insurance Vs Surrender Insurance
  2. Blackjack Side Bets
  3. The Hi-Lo Count
  4. Blackjack Insurance Vs Surrender Penalty
  5. Cached
  6. The Wizard's Ace-Five Count

The rules of Blackjack Surrender are the same as with classic blackjack, with the only difference being the option to surrender. If players choose this option, they will only lose half of their bet instead of the entire amount for a lost hand. With this variation, the dealer will hit on soft 17 and players can split any pair. Surrendering In Blackjack - When And How To Surrender In Blackjack. Sometimes, it’s just best to surrender. Surrendering in blackjack is an option available to players who feel as if they have a bad hand and are willing to count their losses. This isn’t available in all blackjack games but when it is, it is smart to utilize the method.

Sometimes, it’s just best to surrender. Surrendering in blackjack is an option available to players who feel as if they have a bad hand and are willing to count their losses. This isn’t available in all blackjack games but when it is, it is smart to utilize the method. Blackjack is a game of chance and risk/reward. It is good to know that there is at least a semi bailout if things go array when getting dealt cards. If you feel as if you will lose the round, choose to surrender and at least save half the money you would initially lose.

Surrender is great for players. With games of chance, it is very likely to be dealt a losing hand and this bailout option should be utilized whenever possible. You would be hard-pressed to find blackjack surrender at most land-based casinos, but with online blackjack, blackjack surrender games are readily available. Blackjack surrender is not mandatory, so players can decide if and when they wish to use it. It is a bailout tactic meant to help the player recover a little bit off of a bad hand.

What Is A Surrender In Blackjack?

Surrender in blackjack is the option for a player to fold their hand. This process will only penalize the player with half of their original bet. This option is used as a bailout tactic when players feel they are dealt a bad hand. This does not eliminate the bet completely, as players still lose half of the initial bet the wagered. Using surrender is just a way to stop the bleeding a little bit when drawing a bad hand.

  1. Blackjack Rule Variations Introduction. Rule variations will have an effect on the player's expected return. The numbers below show the effect on the player's return under various rules and after taking into consideration proper basic strategy adjustments.
  2. See full list on wizardofodds.com.

When Should I Surrender In Blackjack?

It is wise to surrender when the dealer’s exposed card is either a 9, 10 or ace and your current sum is 16. The odds are in the dealer's hand as if you hit you could possibly bust and the dealer may have blackjack. That is the best strategic use of the surrender. It is still entirely up to the player as if the player believes the dealer does not have blackjack or they believe they can hit and get a 5, then, by all means, stay in the game.

When Am I Allowed To Surrender In Blackjack

Blackjack Insurance Vs Surrender Insurance

You are allowed to surrender from the moment you get your cards. Players can early surrender as soon as their cards are dealt, even before the dealer checks for a natural blackjack. The surrender will cause the player to lose half of their original wager but that is better than losing the entire bet. Surrendering is available for players when things seem to be getting tight.

What Are The Benefits of Surrendering?

Surrendering allows players to save some money that they would otherwise lose in around. When a player folds there hand, they only lose half of their bet as opposed to the whole thing. This is a good way to mitigate the losses taken from losing rounds. Players exercise this when playing blackjack surrender because they can ultimately save on their losses. That is the biggest benefit to surrendering in legal blackjack.

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Some blackjack versions allow players to surrender their hands immediately following the initial deal if they feel that they have little chance of winning the hand. The advantage offered by the surrender rule is that it allows the player to retain half of their original bet rather than play the hopeless hand and lose the whole bet.

There are two types of surrender; Early Surrender and Late Surrender. There are fundamental differences between them that you need to be aware of prior to starting to play surrender blackjack.

Blackjack Early Surrender

Early surrender allows you to surrender your hand right after you were dealt your cards and before the dealer checks their own cards to see if they got a natural blackjack. When using early surrender you will forfeit half your original wager.

This form of surrender is the most advantageous type of surrender because you have the option to surrender regardless of the hand the dealer is holding. Unfortunately this type of surrender is slowly disappearing from the casinos.

The reason for that is that a casino that is offering early surrender blackjack games lowers its own house edge over the player. However most casinos that still offer this rule usually compensate for it with a different rule that returns the edge they lost by offering early surrender.

When to opt for Early Surrender

  • Dealer shows an Ace and you have a hard 5, 6, 7, 12, 13, 14, 15, 16 or 17
  • Dealer shows an Ace and you have a pair of 3’s, 6’s, 7’s or 8’s
  • Dealer shows a 10-valued card and you have a hard 14, 15, 16 or a pair of 7’s or 8’s
  • In 2 deck game when dealer shows a soft 17 and you have a pair of 2’s.
When not to opt for Early Surrender
  • In single deck blackjack, you should never surrender a 10-valued card against the dealer’s 4 and 10 or 5 and 9.
  • In 2 deck blackjack, you should never surrender a 10-valued card against the dealer’s 4 and 10.
Blackjack Late Surrender

Late surrender allows you to surrender your hand for the cost of half your original bet, but only after the dealer has checked his hand to make sure they did not get a natural blackjack. If the dealer has a natural blackjack then you will not be allowed to surrender and will lose your entire original bet.

This type of surrender does not lower the house edge the same as early surrender does, but it still lowers it and is more advantageous to the player than playing blackjack without the option of surrender.

Late surrender is a common rule that is applied to some blackjack games in casinos all over the world and in most online casinos. In land casinos you will often be required to ask the dealer if late surrender is offered on that blackjack table because most casinos do not overly emphasize this option for obvious reasons.

When to opt for Late Surrender

  • Dealer shows an Ace or 10-valued card and you have a hand total of 15
  • Dealer shows an Ace or 10-valued card and you have a hand total of 16 (including pair 8’s)
  • Dealer shows an Ace and you have a hand total of 17
When not to opt for Late Surrender

Blackjack Side Bets


  • In single deck blackjack when dealer stands on soft 17 - if the dealer shows a 9, 10 or an Ace and you have a hand total of 15
  • In single deck blackjack when dealer shows a 9 and you have a hand total of 16
  • In single deck blackjack when dealer stands on soft 17 – if the dealer shows 9 or 10 and you have a hand total of 17

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